The Palm is built with four side-by-side pockets, each allowing up to 5 cards per pocket to give a total holding capacity of up to 20 cards. A divided cash/receipt pocket gives you versatility for storing bills and additional paper, and a zipper pocket on the back for loose change. A snap closure secures the wallet from opening. The exterior of the wallet is built with 100% premium vegetable tanned leather, and the interior is lined with durable, water-resistant nylon.